Community Bank of Orange, N.A. was organized by a group of local residents and business people who recognized that many large banks have lost touch with individuals and the business community due to acquisition and consolidation. Community Bank of Orange, N.A. offers local personalized attention, customized products and services and local loan decisions to consumers and small businesses, many of which have been “left out in the cold” when it comes to banking. The bank offers a full array of the financial services you need and want, including free checking, savings products and CDs, loans, business banking services, free ATMs and a drive-up open six days a week for your convenience. Our well-trained staff members are your neighbors and understand how important it is to provide outstanding service each and every day. Our Board of Directors is a diverse group of local business people who offer their support, expertise and extensive business contacts to Community Bank of Orange, N.A. At CBO our slogan is “Your Community. Your Bank.” This slogan is very important to us. You have our commitment that we will work hard to live up to this slogan and to provide you banking services that are special and unique. We welcome you to your new community bank and look forward to serving you. Thank you. Sincerely, Anthony J. Ingrassia Chairman of the Board and Chief Executive Officer