 |

 |
Statement or Passbook savings |
|
 |
 |
Competitive, Variable interest rates |
|
 |
 |
No monthly service charges with minimum balances of $100

(a monthly charge if balance falls below $100) |
 |
 |
 |
ATM card available with Statement Savings. |
|
 |
For more information, contact:

Veronica Dubetsky
Middletown, NY
e-mail or call (845) 695-7411

Susan Ronga
Warwick, NY
e-mail or call (845) 987-7400 |
|